AARP: IRS and Split-Tax Refunds
The IRS is offering a new split tax refund option this year for parties that choose direct deposit for their tax refunds. Why? The agency wants to promote savings. Americans are infamous for their saving habits. Specifically, they have no such habits. As a society, we save almost none of our savings. This makes many in the government very nervous because they know sooner or later we will be looking to them for money. Social security is already a mess and an aging population is not going to help. As a result, the government takes extraordinary steps to get us to save. This is why we have 401(k) and IRA retirement options.
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